✈️ Study Abroad with ₹10–15 Lakhs: Countries & Programs that Fit the Budget (2025 Edition)

Dreaming of studying abroad but limited by budget? Good news — you don’t need ₹30–40 lakhs to get a world-class education overseas. In 2025, there are many universities in Europe, Asia, and even select parts of North America that offer quality programs under ₹15 lakhs total — including tuition and living costs.

Whether you're aiming for a Master’s, PG diploma, or a short-term professional course, this guide covers affordable countries, popular courses, and key tips to make your global education dream a reality.

💸 What’s Possible with ₹10–15 Lakhs in 2025?

Expense Type	Average Cost Range	Covered in Budget?
Tuition Fees	₹5–10 Lakhs/year	✅ Yes
Living Costs	₹4–6 Lakhs/year	✅ Yes
Visa + Health + Misc	₹50K–1 Lakh	✅ Yes
Flights + Buffer	₹50K–1 Lakh	✅ With planning

🌍 Countries That Fit the Budget

1. Germany (Public Universities)

• Tuition: Mostly free (only semester contribution ~€300)

• Living cost: ₹7–8 Lakhs/year

• Popular Courses: Engineering, Data Science, Renewable Energy, MBA

• Highlights: No IELTS in some cases, strong job market, 18-month PSW

2. Poland

• Tuition: ₹2.5–5 Lakhs/year

• Living: ₹4–5 Lakhs/year

• Courses: Computer Science, Business, Nursing, Hospitality

• Perks: Affordable EU option, growing Indian student base

3. Latvia / Lithuania

• Tuition: ₹2.5–4 Lakhs/year

• Living: ₹3.5–5 Lakhs/year

• Programs: IT, Logistics, Management, Design

• Advantage: Low entry requirements, part of Schengen zone

4. Malaysia

• Tuition: ₹3–5 Lakhs/year

• Living: ₹3–4 Lakhs/year

• Top Fields: Computer Science, Business, Engineering

• Unique Feature: UK/US degrees via Twinning Programs

5. France (Public Universities / Grandes Écoles)

• Tuition: ₹2–5 Lakhs/year (subsidized)

• Living: ₹5–6 Lakhs/year (Paris higher)

• Courses: Fashion, Luxury Management, Data Analytics

• Scholarships: Eiffel, Charpak, Erasmus+

6. Ireland (1-Year Master’s)

• Tuition: ₹9–12 Lakhs (some under ₹10L)

• Living: ₹6–7 Lakhs (can work part-time)

• Edge: 2-Year PSW after 1-Year Master’s

7. Canada (Colleges / SDS Pathway)

• Tuition: ₹6–9 Lakhs/year

• Living: ₹5–6 Lakhs/year

• Courses: PG Diplomas in Supply Chain, Business, Healthcare

• Notes: SDS colleges offer fast-track visas for Indian students

🎓 Courses That Offer High ROI in This Budget

Course Type	Average Tuition (₹)	Countries to Target
1-Year MBA	9–12 Lakhs	Germany, Ireland, Poland
Master’s in CS	6–10 Lakhs	Lithuania, Germany, Malaysia
PG Diploma (Business)	5–8 Lakhs	Canada, Latvia, Poland
Master’s in AI/Data	8–12 Lakhs	France, Germany, Ireland
Hotel Management	4–7 Lakhs	Poland, Malaysia, France

💡 Tips to Study Abroad on a Budget

1. Apply early for tuition waivers and scholarships.

2. Choose cities with low cost of living (like Kaunas, Riga, Poznan).

3. Look for public transport discounts and student meal cards.

4. Take IELTS once, get 6.0+ band to open SDS and EU options.

5. Track Erasmus+ and other EU funding programs.

📞 Final Word: Start Small, Dream Big!

At Renascence Global, we help you identify high-quality programs under ₹15 Lakhs that match your goals — with full guidance on documentation, scholarships, and visa processes.

✅ Want to book a free 1-on-1 call to discuss your options? Click here to get started →